Each year, you are entitled to receive a copy of your credit report from each of the three credit bureaus, for FREE! Your credit score is not included in these free credit reports, but there are other ways (Read More…)

Americans are incessantly barraged with glamorous advertising of luxury and television shows where luxurious lifestyles are the norm. The majority of people simply cannot afford a lifestyle of driving late model luxury cars, constantly purchasing high end merchandise like Louis Vuitton bags and Tiffany Jewelery, and owning the latest in home entertainment equipment. Many Americans try to (Read More…)

An Individual Retirement Account (hereafter called an IRA) is one of the biggest gifts that the government will ever give to you, so stop putting it off and accept Uncle Sam’s present to you. IRAs are a special type of account that allows you to save for your retirement with special tax privileges. Since the money that you deposit into an IRA account can be invested in many types of vehicles, the IRA is a great way to invest and save money on taxes at the same time. (Read More…)